NudgeGuard Engine & Payment App Simulator

9:41 AM PayFast UPI Simulator 100% 🔋

Send / Receive Payment

Recipient / Merchant Name

Recipient VPA / UPI ID

Amount (₹)

Merchant Category Code (MCC)

Transaction Channel / Source

Phone Call in Progress?

Call Duration (seconds)

User Thinks They Are RECEIVING Money?

Test Preset Scenarios

Engine Telemetry & Risk Score Mapper

SAFE / EMERGENCY BYPASS

Calculated Threat Score 0%

Emergency Status: 💚 Fast-Tracked (MCC 8062) Engine Policy: FAST_TRACK

Rule Evaluation Audit Trail

Real-Time Telemetry Stream

Policy Matrix & Friction Rules

• Verified Emergency (MCC 8062/8011/5912): Bypasses cool-down timer completely (0s friction + reassurance badge).
• Unverified Channel Scans / Links / Gateways: Triggers 15s to 30s forced panic cool-down ring + System 2 micro-quiz.
• Low Risk ($0-30\%$): Seamless instant execution.
• Medium Risk ($31-70\%$): Contextual disambiguation alert card.